Premium Annual Billing Promotion

What is the promotion about?

• Who: existing Revolut Personal customers on the Premium Paid Plan in the United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Estonia, Finland, Germany, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Slovakia, Slovenia, Spain and Sweden (the Eligible Markets).
• What: the opportunity to receive a complimentary Metal Chrome limited edition with no delivery fee (the Card Reward). The Card Reward is usually priced at £49.99/ €59.99.
• When: the promotion will run between December 3, 2025 (13:00 UTC) and December 7, 2025 (23:59 UTC) (the Promotion Period).

These terms and conditions (the Promotion Terms) set out how this promotion works. You must comply with these Promotion Terms, the Personal Terms, the Paid Plan Terms, and associated Personal Fees (Premium) at all times when participating in the promotion.

Eligibility and required steps

To be eligible for the Card Reward you must:

• have a residential address in an Eligible Market;
• be at least 18 years old;
• have a Revolut Personal account with no restrictions;
• be subscribed to the Premium Paid Plan on a monthly billing cycle; and
• have received an invitation to participate in this promotion via email, SMS, in-app message or a push notification (the Promotion Invitation).

The required steps are:

1. Switch to annual billing for your Premium Paid Plan (to do this go to Revolut app → profile icon → ‘your plan’ → ‘manage’ → tap 'save on annual' to switch to annual billing).
2. Maintain annual billing on your Premium Paid Plan subscription for at least 14 days after you have switched to annual billing.

The change from monthly to annual billing will be effective immediately. Your next billing cycle will be one year from the date of your switch to annual billing. If you have already paid your monthly fee for December at the date of your switch, you will be refunded this amount.

If you decide to switch back to monthly billing before the end of the 14-day period, we'll give you a full refund of your subscription fee. However, you will not be eligible to participate in this promotion.

Normal cancellation rules apply. Depending on which Revolut group entity provides you with your Revolut Personal account, a fee for downgrading your Premium Plan subscription to another Revolut subscription plan may apply or your subscription may have a minimum term during which you cannot downgrade. Please read section ‘Fees for downgrading your Paid Plan subscription’ of the Paid Plan Terms for more information.

How to get the Card Reward?

We will send you the Card Reward after you have completed all of the required steps and within 30 business days of the end of the Promotion Period. We will use the address you have registered on your Revolut Personal account, so please make sure your address is up-to-date in the Revolut app before entering the promotion. If the Card Reward is sent to an incorrect address because your information was not updated, we will unfortunately be unable to send a replacement Card Reward to the correct address.

Legal bits and pieces

1. We may change, suspend or end the promotion earlier than the end date we have mentioned above if there are reasonable grounds to believe the promotion is being abused or may negatively affect Revolut’s goodwill or reputation, or due to reasonably unforeseeable circumstances that are outside of our control and that may make it impossible for us to continue running this promotion. We may do this on an individual or promotion-wide basis.

2. If we need to change, suspend or end the promotion before the end of the Promotion Period, we will announce this in the same way the promotion was announced and, where possible, we will give you notice through the Revolut app or via email (if you have your email preferences turned on). Any changes to the Promotion Terms will not affect your rights, if you have already participated in the promotion. Please contact support in the Revolut app or email support@ravolut.com if you believe you qualify for a particular benefit in relation to the promotion that has not been awarded to you as a result of a change, early suspension or termination.

3. Revolut will not be liable for any loss, whether directly or indirectly suffered, as a result of a reasonably unforeseeable event outside of its control which means that we are unable to continue running the promotion as planned. The above provisions do not in any way exclude Revolut's liability under the generally applicable provisions of your local law.

4. If you close your Revolut Personal account or it becomes suspended or restricted before we are due to award you the Card Reward or between the time of qualifying for the Card Reward and receiving it, you will lose your entitlement to it.

5. Revolut needs to process your personal data to perform our obligations under these Promotion Terms. For more information about how we handle personal data, see our Customer Privacy Notice.

6. These Promotion Terms are published in English. In legal matters, the English version applies unless the local language version prevails. If your local language prevails, we will let you know in the entity table below.

This promotion is organised and offered to you by the Revolut group entities that provide you with your Revolut Personal account. If you have a complaint about this promotion, you can raise it directly with these entities. Please see below for the registered addresses of each Revolut group entity, prevailing languages, and the relevant laws and courts that have jurisdiction to determine any dispute you may have in relation to this promotion. You can always rely on the mandatory consumer protection rules of the country where you live.